TECHAI Partners is a Kuala Lumpur consultancy that helps banks, BNPL providers, insurers, payment systems and e-wallets reduce credit risk with AI-driven scoring, modernise their IT and strengthen information security.
AI and machine-learning scoring, anti-fraud and decision strategy.
Architecture, integration, cloud and delivery.
Audits, pentesting and RMiT compliance.
Serving financial institutions from Kuala Lumpur, with a team that has worked inside banks in Europe and Asia.
From the first credit decision to the systems that run it and the controls that protect it, we cover the whole picture, so nothing falls between the cracks.
Scoring solutions built with mathematical modelling, AI and machine learning, combined with a human approach, so you can evaluate customers faster and lend more safely.
Discuss credit riskTechnology advice from people who have built and run banking systems. We help you choose, design and deliver IT that scales with your business.
Discuss IT projectsPractical security for regulated businesses: find the gaps, close them and demonstrate compliance to regulators, auditors and partners.
Discuss securityWe know how hard it is to evaluate a customer before granting a loan or opening an account. Risk models, the IT that runs them and the security that protects them work best when they are designed together.
Our team has worked inside banks in Europe and Asia. We know how credit, IT and risk teams actually operate.
One team for scoring, systems and security means fewer hand-offs, fewer gaps and faster delivery.
Recommendations aligned with Bank Negara Malaysia requirements and international standards from day one.
We agree on KPIs up front, such as approval rates, losses, uptime or security findings, and report against them.
Every engagement follows the same transparent process, whether it is a new scorecard, an IT roadmap or a security audit.
We learn your business, portfolio, systems, regulatory context and risk appetite.
Data, architecture and security reviews reveal gaps, risks and quick wins.
Models, solutions and controls are built and integrated together with your team.
Ongoing monitoring, model recalibration and security reviews keep results on track.
We are a team of enthusiasts who have worked in banks across Europe and Asia and recognise first-hand the risk challenges financial institutions face.
Since 2017 we have been bringing the best practices of modern scoring to Malaysia. Today we go further, helping our partners build reliable IT and protect it with strong information security, so that risk, technology and security work as one.
Work with us* Based on our partners' statistics.
Tell us about your challenge in credit risk, IT or information security. We will come back with a proposed approach and a quotation.